Welcome to Community Bank - Prime All the Time Home Equity Line of Credit

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When you bank with us, you’re dealing with neighbors. People like you who chose to live in a rural, small town atmosphere. In celebration, you’ll find some of our favorite links to keep up with all that’s happening in the area. Enjoy, and if you’d like to see something added to this list, please contact us. After all, what are neighbors for?

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	Better than Prime Time, All the Time Home Equity Line of Credit
	End the inconvenience of completing applications each time you need to borrow money. With a Better than Prime Time, All the Time Home Equity Line of credit, you pay nothing until you write a check as you borrow off the equity of your home. Funds are available immediately…when you need them most. Plus, interest rates are based on 1/2% below the daily Prime Rate reported in the Wall Street Journal* Index. Stop by and visit any of our fulltime service banks today with any of our qualified Home Equity Officers. Uses: Home Equity Lines of Credit are typically used to: Remodel or upgrade your home Cover medical expenses, unexpected bills or taxes Payoff higher interest rate loans Finance or refinance your vehicle College Tuition Bill Consolidate debt Vacation Repayment: A. During draw period – Monthly interest only payments B. During repayment period – Monthly payments equal to 0.8% of the outstanding balance plus interest with a minimum payment of $100.00 Terms: Flexible terms available, see bank for details. Features & Benefits: Easy access to funds, simply write a check Line of credit is reusable Interest may be tax deductible - please consult with your tax advisor No closing costs Rates & Terms: Better than Prime Time, All The Time interest rate is based on the printed Daily Prime Rate located in the Rate Index of the Wall Street Journal minus 1/2%.* Disclosures available upon request. Apply today by calling us at 816-540-2525 and ask for a Home Equity Loan Officer. To apply Please come in to apply today. If you have questions please feel free to contact one of our qualified loan officers by phone or email * The APR may change daily, but will not exceed 18%. Maximum combined LTV is 80% (including prior mortgages or liens). Insurance must be carried on the property securing this loan.
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