Welcome to our Community

When you bank with us, you’re dealing with neighbors. People like you who chose to live in a rural, small town atmosphere. In celebration, you’ll find some of our favorite links to keep up with all that’s happening in the area. Enjoy, and if you’d like to see something added to this list, please contact us. After all, what are neighbors for?

Links to our Community

Community Events
Schools Link
Chamber of Commerce Link
City Links
Local Weather
Community Involvement

Reverse Mortgages

Reverse mortgages allow homeowners age 62+ to convert home equity into cash either as a line of credit to draw upon or as a lump infusion of cash. Unlike a traditional home equity line of credit, a reverse mortgage has no monthly payments and requires no credit or income qualifications to set up.


For more general information on reverse mortgages from the AARP click here

Features & Benefits:

  • No out-of-pocket closing costs
  • No taxes to pay on amount you receive
    (all proceeds are tax-free)


Uses:

  • Medical or health-related expenses
  • Home repair/improvement
  • Investment
  • Travel, gifts or daily expenses 


Repayment:

  • No monthly payments or having to repay the loan until you move out permanently, refinance or sell the home

Does a Reverse Mortgage sound right for you? Let’s talk it over. Give us a call at 816-540-2525 or e-mail me now with your questions.

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