Kasasa Cash*

BalanceAPY
Balances up to $10,0001.01%
Balances over $10,0001.01% to 0.27%
All balances if qualifications aren't met0.05%

*$25 Minimum Required Opening Deposit

To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 signature-based debit card purchases, with a minimum amount of at least $5.00, post and settle

Kasasa Saver*

BalanceAPY
Balances up to $10,0000.51%
Balances over $10,0000.51% to 0.23%
All balances if qualifications aren't met0.05%

*$25 Minimum Required Opening Deposit

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 signature-based debit card purchases, with a minimum amount of at least $5.00, post and settle

Personal Checking

AccountInterest RateAPY*
Low Minimum Interest Checking0.10%0.10%
VIP Interest Checking0.10%0.10%
50+ Interest Checking0.10%0.10%
Wall Street Checking - deposits of $0.01-$2499.990.10%0.10%
Wall Street Checking - deposits of $2500 or more0.25%0.25%

*Annual Percentage Yield

The interest rate on the checking accounts can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Business Checking

AccountInterest RateAPY*
Business Interest Checking0.10%0.10%
Commercial Checking0.00%0.00%
Free Business Checking0.00%0.00%

*Annual Percentage Yield

Savings

AccountInterest RateAPY*
Statement Savings0.05%0.05%
KA$H0.05%0.05%
Premier Money Management0.00%0.00%

*Annual Percentage Yield

The savings account interest rate can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Money Market ( Personal and Business )

BalanceInterest RateAPY*
$0.01 to $24,999.990.10%0.10%
$25,000.00 to $49,999.990.15%0.15%
$50,000.00 and above0.20%0.20%

*Annual Percentage Yield

The money market interest rate can change at anytime and does have limited withdrawals. Click on the account name above for more details, including minimum opening deposit.

Certificates of Deposit (Minimum Deposit Requirement = $500) ¹

TypeInterest RateAPY*
30 Days0.15%0.15%
90 Days0.15%0.15%
6 Months0.20%0.20%
1 Year0.30%0.30%
2 Years0.35%0.35%
3 Years0.70%0.70%
4 Years0.70%0.70%

*Annual Percentage Yield

**Penalty for early withdrawal

Rate Watcher CD's (Minimum Deposit Requirement = $5,000) ¹ ²

TypeInterest RateAPY*
15 Months0.25%0.25%
27 Months0.35%0.35%

*Annual Percentage Yield

**Penalty for early withdrawal