Rewards Checking

BalanceInterest RateAPY*
$0.01 to $10,000.00*1.49%1.50%
$10,000.01 to 9,999,999.99*0.10%1.50% to 0.10%
Entire balance If qualifications are not met*0.05%0.05%

*APY=Annual Percentage Yield. APYs accurate as of 12/1/2014. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.10% interest rate on portion of balance over $10,000, resulting in 1.50% - 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per customer. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


To earn your rewards, just do the following transactions and activities in Rewards Checking each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle (ATM withdrawals do not count)
  • Have at least one automatic payment or direct deposit post and settle
  • Receive monthly statement electronically

Personal Checking

AccountInterest RateAPY*
Low Minimum Interest Checking0.10%0.10%
VIP Interest Checking0.10%0.10%
50+ Interest Checking0.10%0.10%
Wall Street Checking - deposits of $0.01-$2499.990.10%0.10%
Wall Street Checking - deposits of $2500 or more0.25%0.25%

*Annual Percentage Yield

The interest rate on the checking accounts can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Business Checking

AccountInterest RateAPY*
Business Interest Checking0.10%0.10%
Commercial Checking0.00%0.00%
Free Business Checking0.00%0.00%

*Annual Percentage Yield

Savings

AccountInterest RateAPY*
Statement Savings0.05%0.05%
KA$H0.05%0.05%
Premier Money Management0.00%0.00%

*Annual Percentage Yield

The savings account interest rate can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Money Market ( Personal and Business )

BalanceInterest RateAPY*
$0.01 to $24,999.990.10%0.10%
$25,000.00 to $49,999.990.15%0.15%
$50,000.00 and above0.20%0.20%

*Annual Percentage Yield

The money market interest rate can change at anytime and does have limited withdrawals. Click on the account name above for more details, including minimum opening deposit.

Certificates of Deposit (Minimum Deposit Requirement = $500) ¹

TypeInterest RateAPY*
30 Days0.15%0.15%
90 Days0.15%0.15%
6 Months0.20%0.20%
1 Year0.30%0.30%
2 Years0.35%0.35%
3 Years0.70%0.70%
4 Years0.70%0.70%

*Annual Percentage Yield

Rate Watcher CD's (Minimum Deposit Requirement = $5,000) ¹ ²

TypeInterest RateAPY*
15 Months0.25%0.25%
27 Months0.35%0.35%

*Annual Percentage Yield