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The pressure to sell your old home before being able to move into your new one can be overwhelming for homebuyers. Let us help ease some of your stress with a bridge loan. This loan bridges the gap between your new and old mortgage — that way you can move into your new home right away. Contact us to learn more and apply today!

  • Short-term loan used for interim financing until the next stage of financing can be obtained
  • Bridges the gap between loans
  • Competitive interest rates
  • No prepayment penalty
  • Local decision-making and processing with your local community bank
  • Attentive, friendly service from start to finish
  • All loans subject to credit approval

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If you have questions, feel free to contact one of our qualified loan officers by phone at 816-540-2525 or e-mail us at [email protected].

A "bridge loan" also known as a swing loan is basically a short term loan taken out by a borrower against their current property to finance the purchase of a new property.

In real estate, it is a loan primarily for borrowers who have not yet sold their previous property, but must close on a purchase property. The bridge loan becomes the source of their funds for the down payment.

A bridge loan essentially "bridges the gap" between the time the old property is sold and the new property is purchased.

For example, a buyer may not have to go through with the purchase of the new home they are in contract for unless they're able to sell their old home first. This gives the buyer protection in the event no one buys their home, or if nobody is willing to buy the property at the terms they desire.