APY = Annual Percentage Yield. Rates effective as of December 8th, 2022. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $25 | 0.51% | 0.51% |
| $10,000+ | $25 | 0.05% | 0.51% to 0.09% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
The interest rate on the Kasasa Cash account can change at anytime.
To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 10 debit card purchases, each greater than $5, post and settle
Kasasa Saver* Learn More
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $25 | 0.20% | 0.20% |
| $10,000+ | $25 | 0.05% | 0.20% to 0.06% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
The interest rate on the Kasasa Saver account can change at anytime.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 10 debit card purchases, each greater than $5, post and settle
Checking Accounts
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Interest Checking | $25 | 0.05% | 0.05% |
| Business Interest Checking | $25 | 0.05% | 0.05% |
The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. Business accounts are not available to open online.
Wall Street Checking Learn More
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.01 - $2,499 | $25 | 0.05% | 0.05% |
| $2,500+ | $25 | 0.15% | 0.15% |
The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
Savings Accounts
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Savings Account | $25 | 0.05% | 0.05% |
The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
Money Market (Business and Personal)
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.01 - $24,999 | $25 | 0.05% | 0.05% |
| $25,000 - $49,999 | $25 | 0.10% | 0.10% |
| $50,000+ | $25 | 0.15% | 0.15% |
Learn more about Personal Money Market Accounts and Business Money Market Accounts
The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
Certificates of Deposit Learn More
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 30 Days | $500 | 0.05% | 0.05% |
| 90 Days | $500 | 0.05% | 0.05% |
| 6 Months | $500 | 0.05% | 0.05% |
| 1 Year | $500 | 0.05% | 0.05% |
| 2 Years | $500 | 0.05% | 0.05% |
| 3 Years | $500 | 0.05% | 0.05% |
| 4 Years | $500 | 0.10% | 0.10% |
Penalty for early withdrawal.
Rate Watcher CD Learn More
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 15 Months | $5,000 | 0.05% | 0.05% |
| 27 Months | $5,000 | 0.05% | 0.05% |
Penalty for early withdrawal.
IntraFi® Network Deposits (formerly CDARS ®) Learn More
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 26-week | $10,000 | 4.29% | 4.39% |
| 1-year (52-week) | $10,000 | 4.33% | 4.43% |
| 2-year (104-week) | $10,000 | 4.08% | 4.17% |
| 3-year (156-week) | $10,000 | 3.77% | 3.85% |
The IntraFi® Network DepositsSM interest rates and Annual Percentage Yields (APYs) listed above are for the upcoming week. IntraFi® Network Deposit rates and APYs reprice weekly, each Wednesday. Interest rates are subject to change prior to the order date. Use of the IntraFi Network Deposits service is subject to the terms and conditions of the agreements, including the IntraFi Participating Institution Agreement and the Deposit Placement Agreement. IntraFi, CDARS, ICS, and One-Way Sell are registered service marks, and IntraFi Network and IntraFi Network Deposits are service marks, of IntraFi Network LLC.
