High interest and ATM fee refunds, nationwide* — that’s all in a day’s work for Kasasa®! Choose our free Kasasa Cash® checking account and earn up to 1.01% APY* every month when you do easy banking basics, like signing up for direct deposit. And you’ll even enjoy 24/7 money management services free with your account!

Details

It's Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate and get nationwide ATM fee refunds. You can get right back to earning your full rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive Annual Percentage Yield (APY) of 1.01%; and balances over $10,000 receive an APY of 0.20%, resulting in a range from 1.01% to 0.27% APY depending on the account’s balance. When Kasasa Cash qualifications are not met, all balances in the account will earn 0.05 APY. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 07/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives at 816-540-2525 for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

**Limit of 5 ATM fee refunds per card each calendar month