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Your home has provided a safe place for you and your family to live — but it can also provide a whole lot more. Take out a home equity line of credit (HELOC), and use the equity you’ve built within your home to secure competitive-rate financing for all kinds of needs. We offer a quick approval process and friendly service that you’ll only find here at Community Bank of Pleasant Hill.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via check writing
  • The interest paid might be tax deductible1
  • Local decision-making and processing with your local community bank
  • Attentive, friendly service from start to finish
  • All loans subject to credit approval

Learn More

If you have questions, feel free to contact one of our qualified loan officers by phone at 816-540-2525 or email us at [email protected].2

See a list of our Registered Mortgage Loan Originators.

  1. During draw period (first 120 months of 240 month schedule) – monthly interest only payments
  2. During repayment period (last 120 months of 240 month schedule) – monthly payments equal to 0.8% of the outstanding balance plus interest with a minimum payment of $100

The Home Equity Line of Credit interest rate is based on the printed Daily Prime Rate3 located in the Rate Index of the Wall Street Journal with a floor rate of 4.00%. Apply today by calling us at 816-540-2525 and ask to speak to someone about a home equity line of credit.

Click here to view the current disclosure.

1Consult a tax advisor.

2Community Bank of Pleasant Hill uses the latest encryption technologies to ensure the security of its web site. However, we ask you NOT to include confidential information including account numbers, passwords, Social Security numbers, etc., in any electronic communication. To discuss confidential information, please stop by one of our Community Bank of Pleasant Hill or simply call 816-540-2525.

3The Annual Percentage Rate (APR) may change daily, but will not exceed 18%. Maximum combined LTV is up to 80% (including prior mortgages or liens). Insurance must be carried on the property securing this loan.

See a list of our Registered Mortgage Loan Originators.