Skip to content

Your home has provided a safe place for you and your family to live — but it can also provide a whole lot more. Take out a home equity line of credit (HELOC), and use the equity you’ve built within your home to secure competitive-rate financing for all kinds of needs. We offer a quick approval process and friendly service that you’ll only find here at Community Bank of Pleasant Hill.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via check writing
  • The interest paid might be tax deductible1
  • Local decision-making and processing with your local community bank
  • Attentive, friendly service from start to finish
  • All loans subject to credit approval

Learn More

If you have questions, feel free to contact one of our qualified loan officers by phone at 816-540-2525 or email us at [email protected].

See a list of our Registered Mortgage Loan Originators.

  1. During draw period (first 120 months of 240 month schedule) – monthly interest only payments
  2. During repayment period (last 120 months of 240 month schedule) – monthly payments equal to 0.8% of the outstanding balance plus interest with a minimum payment of $100

The Home Equity Line of Credit interest rate is based on the printed Daily Prime Rate2 located in the Rate Index of the Wall Street Journal with a floor rate of 4.00%. Apply today by calling us at 816-540-2525 and ask to speak to someone about a home equity line of credit.

Click here to view the current disclosure.

1Consult a tax advisor.

2The Annual Percentage Rate (APR) may change daily, but will not exceed 18%. Maximum combined LTV is up to 80% (including prior mortgages or liens). Insurance must be carried on the property securing this loan.

See a list of our Registered Mortgage Loan Originators.