Don’t feel bad about your next splurge with free Kasasa Cash Back® checking! Earn 5% cash back on up to $200 every time you swipe your debit card — that’s $120 you could be earning every year.* And enjoy ATM withdrawal fee refunds, nationwide.* All this just for doing easy banking activities like signing up for direct deposit — that’s the power of Kasasa®.
Free Kasasa Cash Back
- Free checking that pays you back
- 5.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $120 cash back per year, $10 per month
- Nationwide ATM fee refunds**
- Link to free Kasasa Saver® to build savings automatically
- No monthly service charge
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free eStatements (required to open and maintain the account)
- Free mobile banking with mobile deposit
- Free telephone banking
- Free Visa® debit card
- Unlimited check writing
- $25 minimum deposit to open
It's Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it! To earn your rewards, the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
- At least 10 debit card purchases, each $5.00 or more
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free — and you still receive monthly ATM fee refunds. You can get right back to earning your cash rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives at 816-540-2525 for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Limit-Up to 5 ATM surcharge fee refunds with a maximum overall credit of $25.00 per account each statement cycle.