APY = Annual Percentage Yield. Rates effective as of June 1, 2016. Fees may reduce earnings.

Kasasa Cash* See Details*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $25 1.00% 1.01%
$10,000+ $25 0.20% 1.01% to 0.27%
All balances if qualifications aren't met $25 0.05% 0.05%

To earn your rewards, complete the following transactions and activities in your Kasasa Cash® account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

Kasasa Saver* See Details*

Balance Minimum Required Opening Deposit Interest Rate APY
0 - $10,000 $25 0.50% 0.51%
$10,000+ $25 0.20% 0.51% to 0.23%
All balances if qualifications aren't met $25 0.05% 0.05%

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

Checking Accounts

AccountInterest RateAPY
Interest Checking 0.10% 0.10%
Business Interest Checking 0.10% 0.10%
Business Checking 0.00% 0.00%
Small Business Checking 0.00% 0.00%

The interest rate on the checking accounts can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Wall Street Checking See Details*

Balance Interest Rate APY
$0.01 - $2,499 0.10% 0.10%
$2,500+ 0.25% 0.25%

The interest rate on the checking accounts can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Savings Accounts

AccountInterest RateAPY
Savings Account 0.05% 0.05%

The savings account interest rate can change at anytime. Click on the account name above for more details, including minimum opening deposit.

Money Market (Business and Personal)

BalanceMinimum Required Opening DepositInterest RateAPY
$0.01 - $24,999 $25 0.10% 0.10%
$25,000 - $49,999  $25 0.15% 0.15%
$50,000+ $25 0.20% 0.20%

Learn more about Personal Money Market Accounts and Business Money Market Accounts

The money market interest rate can change at anytime and does have limited withdrawals. Click on the account name above for more details, including minimum opening deposit.

 

Certificates of Deposit See Details*

TermMinimum Required Opening DepositInterest RateAPY
30 Days $500 0.15% 0.15%
90 Days $500 0.15% 0.15%
6 Months $500 0.20% 0.20%
1 Year $500 0.30% 0.30%
2 Years $500 0.35% 0.35%
3 Years $500 0.70% 0.70%
4 Years $500 0.70% 0.70%

Penalty for early withdrawal.

Rate Watcher CD See Details*

TermMinimum Required Opening DepositInterest RateAPY
15 Months $5,000 0.25% 0.25%
27 Months $5,000 0.35% 0.35%

Penalty for early withdrawal.